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Thanks for your response.  Sorry  for such a late reply am just getting to taxes again now. 

 

Is there any ramifications or issues in current tax year,  the future tax years  or with Premium Tax Credit for not paying the premiums?  I recall reading that not paying premiums may affect my future PTC.  If so,  should I dispute the insurance company decision to terminate my coverage so that it is remove from the healthcare.gov record.  FYI: for 2021 I am on the GetcoveredNJ health insurance system and no longer purchasing coverage through Healthcare.gov.