Don't take my word on this (I got this info from a local tax preparation professional) , but I believe the repayment (whatever it might happen to be) is being waived for 2020, because of the American Rescue Act. Even if one's income is above 400% of the FPL. I'm not sure but you might get a break regardless of how much higher your income is. I'm not sure but the window might being extended up to 600%, but I'm not sure if that's for 2020 or going forward for the next year or two. So you may get to keep the APTC and apparently, form 8962 does not need to be filed with the IRS. So you may not see any APTC repayment necessary and your tax liability will be correspondingly lower.
Does that relate to your issue or is it something else?
