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I found a work around that is acceptable for me, but not sure if it is OK for the others.  Instead of selecting Safe Harbor/QBI, I select just only QBI.  This allows me to e-file.  Somehow, by selecting Safe Harbor/QBI, the QBI is unable to e-file. Turbo Tax needs to address this bug or provide a reasonable explanations.  Now, I am OK with selecting only QBI because I did not see much differences in savings between Safe Harbor/QBI comparing to just QBI.  So, you may want to verify at your end to see if it is acceptable.