Every year I get caught in this same impossible loop and it REALLY upsets me. The 1st screen in the Medical deduction section asks if I (or my wife after me) contributed to a HSA, a MSA, or a medicare MSA. My answer is truthfully "NO" for both myself and my wife (married filing jointly). The next screen ask what type of HDHP insurance I had on December 1, 2019 - "Family" or "Self". As I am covered by my wife's insurance plan as she is a Texas Retired Teacher employee, I check the "Family" box for both of us.
Here's where the issue lies - by checking the "family" (or even the self box for that matter), the NEXT screen insinuates that my HDHP lapsed in 2020 either due to a disability OR "other reasons". I'm supposed to check either of these 2 boxes!! It's the only choices I have! the point is my medical coverage NEVER lapsed. I have a 1095B from our private insurer to prove it!! This is crap! I can't continue in Turbo Tax after this false assumption!! It even asks me if I received my 1095 A assuming I was on Obamacare which couldn't be further from the truth!
Please Help! I REALLY need to finish my taxes...
Thank you in advance!
Kelly
