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Thanks Ernie; I appreciate your help...Navy Federal is going to send my 1099's to me, but it will take some time, they said....I was hoping to wind-up my taxes/report this week.....could you help me with another problem? I sold a rental house in 2020; bought it in 2015; owned it just over 5 years...what form/forms do I need to report this...thanks, david.....