Thank you so much VolvoGirl - you probably just saved me hours of unnecessary time spent on adding. I didn't realize that that is how it worked - that it could only reduce my income to zero and not create a refund and then I get back only the withholding taken out. You have just probably saved me hours of unnecessary time that could have been spent in the future too as I have been doing this every year thinking it made a difference. Thanks again sooo much!!!:)
