I am still unsure how we can have an overpayment as we did not contribute more than we were allowed. My husband did lose his job in April so we quit contributing and so did his employer. We have spent all but the last bit of $50.04 on qualified expenses. Now I need to withdraw that amount and close the old account. Since we are doing that and have spent the rest on qualified expenses won't that count for having withdrawn the overpayment amount by the time taxes are due on May 17th? I checked that box on the tax form, is that not correct?
