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Get your taxes done using TurboTax
You will file the return indicating that you did remove the excess amount prior to the filing deadline of the tax return. It's okay that you don't have the 1099-R.
You can report any earnings next year using the 1099-R, since it is when you will have received those earnings.
In TurboTax, when the program detects the excess contribution (after you enter the amount contributed) it will ask you if you removed it prior to the filing deadline and adjust the return for you accordingly.
The end result is you file 2020 tax return without reporting an excess contribution, but you will report any earnings as income on your 2021 tax return.
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‎April 27, 2021
6:45 PM