AnnetteB6
Expert Alumni

Get your taxes done using TurboTax

Nothing is reported on a tax return for Roth IRA contributions.  So, unless the return needs to be filed for other reasons (which it does not in your case), you do not have to file a return in order to make the Roth IRA contribution for your child.  

 

You should keep your own records of earned income for the year and Roth IRA contributions that were made, but it does not have to be tied to a tax return for 2020.  

 

@summyritz14

**Say "Thanks" by clicking the thumb icon in a post
**Mark the post that answers your question by clicking on "Mark as Best Answer"