Get your taxes done using TurboTax

There is a loophole that would have allowed you to keep the $8,111 in your Roth IRA after paying the penalty if you handled your situation properly.

Too bad you did not know. Most people don't.

 

Since you know how to get 100% on a Roth in less than a year , try again with another  excess contribution. 

You can use the loophole.