A 401(k) is not an IRA of any sort, so we can't choose that.
Was this 401(k) plan from a private employer?
If so, you have two choices:
* I'm eligible, plan's eligible (no PA tax)
* I'm not eligible yet, plan's eligible in PA
The plan being eligible in PA means that the plan is consistent with PA rules - the odds are high that any 401(k) does.
The eligible part is asking if you have reached the retirement age for the plan - note that this is not the 59 1/2, but whatever the "normal" full retirement age is for your 401(k) - you may have to call the plan administrators to find out, because the normal full retirement age can vary quite a bit among plans.
If in 2020 you were younger than the full retirement age for your 401(k) plan, you would answer "I'm not eligible yet, plan's eligible in PA". Otherwise, you would answer "I'm eligible, plan's eligible (no PA tax)".
Make sense?
**Say "Thanks" by clicking the thumb icon in a post
**Mark the post that answers your question by clicking on "Mark as Best Answer"
