Hello,
I am in the process of removing my excess contribution, and it should be done before the filing due date of May 17th. Can you please let me know should I file the 2020 tax return with or without the excess contribution amount? Previously a TurboTax expert advised me to file it without the excess, but my brokers said that I need to file the return with the excess amount since the 1099-R won't be ready until January 2022, and that I should consult a tax expert to make sure I file the return correctly.
Thank you so much!
