I understand you are saying there is no need for form 8915 if there is no tax or penalty. But, I had read through the instructions for 8915-E and other articles about it, and this is the first time I have read this.
The form instructions simply indicate the form is to report a corona virus related distribution.
The repayment is all I'm concerned with. When I repay this to my Roth, if there is no record of its distribution, I am wondering how will the IRS know I am not making an excess contribution at that point. That is my concern.
Thanks for replying.
