@macuser_22 Thank you! So if I understand your statement correctly, I will file the 1099-R on my 2021 taxes and include this when doing taxes through Turbotax. I do not need to formally amend my taxes for 2019 and 2020, but I do need to pay the penalty though the 5329 forms (file one for 2019 and one for 2020) and I won't be able to do that until I get the 1099-R for 2021 and I will file the 5329 for each year and place into the mail?
I'm fine with paying all the fees needed, I goofed up and I want to take responsibility. I just want to square it away correctly so I'm not penalized 6% for lack of action.
Thanks again!
