If you signed up for a health insurance plan through Healthcare.gov or your state Marketplace or exchange, don't enter the premium amounts you paid in the medical section. We'll get the details on those plan premiums in the Health Insurance section. These are included on your 1095-A, a form you'll receive from your Marketplace.
We don't need any info from your 1095-B or 1095-C, but it's a good idea to hold on to them for your records.
You might verify what you entered and what the software entered in these areas to be sure.
Here is another area to look into:
you can't deduct medical expenses that were paid with a health savings account (HSA), medical savings account (MSA), flexible spending account (FSA) or health reimbursement account (HRA). These are all pre-tax accounts, and you can't deduct medical expenses that were paid with a pre-tax account.
When you use a pre-tax account to pay for medical expenses, you're paying with tax-free money. You're not allowed to deduct tax-free money because it's considered double-dipping.
With the increased standard deduction starting in tax year 2018, the chances of being able to deduct medical expenses is significantly lower. Taking the medical expenses out of a pre-tax account is more beneficial to the taxpayer than taking the expenses as a deduction in the event you take the standard deduction.
[Edited 04/15/2021|6:39 pm pst]
