I'm a student and earned less than $10000 this year and was proactive to contribute to an IRA and now I can't use the free online service because I made a great long-term decision to take some money I earned and save for the future. WTF TurboTax? Why penalize people? If I file thru you I lose the $68 refund I would have received. Thanks for sending a really bad message to young workers/savers.
