Thank you very much for your replies, it is much appreciated that you took the time to reply! But I have another question:
Can I deduct /amortize that amount even though the lender did not list the origination fee amount that was on the closing statement on the 1098, box 6 that they sent to me? Their 1098 shows 0 in box 6, which indicates it is for "Points paid on purchase of principal residence".
Thank you!
