Please take the time to read my comment. I specifically said that I do not want to take the unemployment tax break because it drops my AGI below the threshold to be eligible for the PTC. So the PTC that I qualified for when I did my taxes on 3/2 was removed when Turbo Tax retroactively auto recalculated. My taxes were filed on 3/2 and my refund was $14,600 (including the Premium Tax Credit of $11,300). Now, Turbo Tax is showing my refund should be $3300 (with no Premium Tax Credit). The retroactive Unemployment tax break is not a mandatory deduction and therefore, TurbonTax needs to incorporate functionality for a taxpayer to forego the tax break if it is not beneficial. I recognize that I am one of the very few people who do not benefit from the Unemployment tax break because I pay my full monthly health premiums and take the credit at the end of the year, but I am one nonetheless. If someone does not want to take the Unemployment exclusion, they would be forced to file their taxes manually and not complete the extra Unemployment Exclusion Worksheet - basically complete Schedule 1 without taking the deduction on line 8.
