@GSD77 Just off the cuff then 930/1100 = 0.85
The deductible portion of the interest paid after refinance is 85%, and before the refinance is 100%.
Still working my way through Pub 936 on calculating Avg. Balances though... I suppose since the Avg. Balance will be lower than 1,1m, that method might yield a higher deduction
Thanks again
