ML Nana
New Member

Get your taxes done using TurboTax

I'm not expert. I called TRPrice re conversion to Roth last Dec. I was in midst to data entry for 2020. TT gave me error and penalty message. He said go back and report the ROTH conversion as conversion NOT contribution. That put figures in different place eliminating the ineligible contribution and its penalty consequence. There is no income limit for a conversion. It's referred to as a "back door ROTH"

. No penalty etc. I think if you can amend your last yr filing to reflect a conversion [NOT ineligible contribution] that will correct for last yr. deleting ineligible contribution and its penalty. Then proceed with this yr filing based on the amended 2019 figures. That should get you on right path for 2020 filing.