Please confirm if my understanding of the above is correct.
We have 2 separate HSA accounts and 1 High deductible family plan coverage. My understanding is that we (my spouse and I, married filing jointly) can contribute:
- $8,100 since we are both 55 or older at the end of 2020 and are covered by a family HDHP.
- Can we contribute this 8100 to either of the accounts, and/or mix it up the contribution in anyway so that it does not exceed $8100 (ie/ 8100 in one account and 0 in the other, or 5100 in 1 account and 3000 in the other?). (I am concerned about is contributing more than $4600 to 1 account).
- Thank you.
