We received a 1099-C debt cancellation from a second mortgage on main home. It was part of Chapter 7 bankruptcy filed/discharged in 2010 and was able to repay off the negotiated amount in August 2018. Will this still qualify under the Mortgage forgiveness debt relief act since the bankruptcy was prior to 2017. Does it fall in this area? 'This also applies to debt that was discharged in 2018 provided that there was a written agreement entered into in 2017. This exclusion also applies to mortgage debt forgiven through a mortgage restructuring or in connection with a foreclosure.'
