One other point, which may or may not have anything to do with it, but it is something different from what I use. You appear to be saving your data files on a different drive (or partition) separate from your system drive (or partition.) In your 2019 image (i.e., the normal Explorer) you appear to be using drive/partition "D" for your data. I don't know if that is a partition, a second internal drive, external drive, or what. But again, that may or may not mean anything. It's just another thing that's different from my system.
The drive structure is probably the same on your 2020 image, but the left folder list is scrolled down, so it doesn't show the drive letters. (You don't need to post any more images.)
