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Thanks so much for your quick reply.   

NOT:    But this Roth was funded in 2018 with AFTER TAX dollars.   I did not convert pre-tax IRA funds to a Roth IRA.     These were after tax dollars I used to fund this Roth in 2018.    So why pay a penalty on withdrawing after tax dollars in 2020 (  which was used to pay my 2019 taxes by the way).    

So I deposited after tax dollars into a Roth, in 2018, then I had to withdraw $5,000 in 2020 to pay 2019 taxes owed.   I should not have to pay a penalty of $1,100 because I withdrew $5000 from and after tax Roth deposit.  Im confused