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Thank you!  The federal and both states are set up for Efile. When I click through it does ask me to verify my bank info and then confirms that the refund will arrive via direct deposit.  However, the Filing Instruction letter for Federal and 1 State (where there is a direct deposit refund) both indicate that a check will arrive. Versus the Filing Instruction letter for the 2nd state with an amount due confirms that the amount will be debited from my bank.  Is this just a glitch in the letter format? I just don't want to have to watch for the refund check to arrive via USPS. Thanks!