I get it, but please understand your eligibility is all about 2020; it is incorrect that the Recovery Credits are based on your 2019 tax return.
if you look at the link I provided, page 58 and look at line 11 of the worksheet it is asking for the AGI from your tax return and this is in the 2020 instruction manual; it does not ask for your 2019 income.
further, based on line 12 of that same worksheet, it requires you to use your filing status, so if you are married, your income limit is based on $150,000
if you are not eligible, the TT won't even ask you the questions.
regardless of what TT states, the IRS is the source of how this works and I have provided the worksheet from the IRS instruction manual for the 1040 tax return.
Does that help?
