My husband is 70-1/2 years old, and has been 70-1/2 for quite a few years. I turned 70-1/2 in 2020. Per the Secure Act, in 2020, it seems my husband is now entitled to make a contribution to his Traditional IRA. He had $13,000 of wages. I had no earned income. Neither of us are covered by an employer funded pension plan at work. I am using Premier to prepare my 2020 return. The program is telling me he is not eligible to make a Traditional IRA contribution. We both have established Traditional IRAs, and would like to make contributions.
My understanding is his employment would entitle us both to a Traditional IRA deduction. The Secure Act lifted the age restriction on Contributing to Traditional IRAs. I do not understand why TurboTax is indicating only I am entitled to a Traditional IRA deduction on our 2020 return. Under the Secure Act, it seems to me he is also eligible. The message I receive in Premier within the IRA calculator is he cannot make a Traditional IRA contribution because he is over 70-1/2.
Thanks for any assistance.
