If your employer LTD is reported on a W-2, it may be considered taxable Earned Income (replaces wages) and you could make Roth IRA Contributions.
Click this link for more info on Is My Disability Income Taxable?
Generally, if you're not earning any income, you can't contribute to either a traditional or a Roth IRA, unless your spouse had earned income. You need to determine first if your LTD is reported as Earned Income.
Your Social Security benefits reported on a Form 1099-SSA may be taxable, to the extent of your other income. If your LTD is considered taxable income, part of your SS income is taxable. If not, your SS benefits will not be taxable.
TurboTax will calculate this for you and show the taxable amount on Form 1040, Line 6b.
Click this link for more info on Taxable Social Security Benefits.
Click this link for more info on How to Enter Social Security Benefits (SSA-1099).
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