and after i put in all of those, it still asked me what is that loan balance as of 1/1/2021 or if i paid off the loan as of that date, and ask me if i do pay off the loan, what date did i pay off. i put in my ending balance as of 12/31/2020 as 1/1/2021loan balance and i left 2nd box blank cuz the loan technically was not paid off ( cuz ending balance as of 12/31/20 was from the newest loan after refinance ), not sure if i did it correctly. but TT took it as no error
