Since you had an Original Mortgage and Refi in 2020, click this link for a Workaround for Limited Home Mortgage Interest if your mortgage interest is being incorrectly limited.
You can enter the 1098 for the Original Mortgage, and combine the 1098's for the Refi's together, as you suggested.
When you have more than one Form 1098 with the refinance info and both show the same balance of the mortgage, TurboTax adds the amounts together. And that may lead to a limitation of the deduction, because the balance is then overstated.
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