I have a 401k through my employer. I have tried Turbo Tax and H&R Block and the 401k causes me to have something called "Savers Credit" and it says I have to upgrade to a deluxe edition (on both sites) and file a Form 8880 in order to claim the Savers Credit or else I can't e-file. My question is, if I manually put in my W-2 information, can I leave out the 401k and bypass the Savers Credit? I've never heard of it until this year and I don't really want anything to do with whatever it is. It's causing me a lot of distress.
