That is correct. The after-tax contributions are not pre-tax and not a designated ROTH contribution.
Both Roth elective deferrals and after-tax contributions are similar in tax treatment initially and during the years before retirement. The primary difference involves tax treatment for withdrawals. At retirement, qualified distributions of Roth funds are completely tax-free, whereas withdrawals of after-tax contributions will have taxes due on the earnings.
Another difference involves liquidity — after-tax contributions are not subject to the same distribution restrictions as Roth elective deferrals (i.e., Roth elective deferrals are available only at death, disability, separation of service, attainment of age 59 ½ or hardship).
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