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Same question for me. From what I can tell, both the Prizes (chance based) and Savings Reward (rate based) are not considered by Yotta to be bank interest. Both would be reported under 1099-MISC. With that being said, what are they even? They don't claim to be a bank. They're backed by Evolve Bank & Trust. Should users add Evolve's TIN, address, etc. in, or Yotta's?