IRS FAQ Where did the IRS get my bank information states:
Your bank account information cannot be changed.
The bank account information in Get My Payment came from one of the following sources:
- Your 2020 tax return
- Your 2019 tax return if your 2020 return was not processed when the IRS started issuing payments
- Information you entered on your non-filer registration in 2020
- Information you entered on Get My Payment in 2020
- A federal agency that provides you benefits: This may include the Social Security Administration, Veteran Affairs, or the Railroad Retirement Board.
At some point, this IRS FAQ will come into play. We do not know when.
This IRS FAQ My payment was mailed but my post office was unable to deliver it. states:
Once we receive your payment back, you may be able to provide your bank account information in Get My Payment to have your payment reissued as a direct deposit.
If this is the case, then Get My Payment will show “Need More Information,” usually two to three weeks after the payment is issued. At this point, you can enter a routing and account number for your bank account, prepaid debit card or alternative financial product that has a routing and account number associated with it.
If you do not provide account information, your payment will be reissued when we receive an updated address.
If you need to update your address, the easiest way to do it is by filing your 2020 tax return with your current address, if you haven’t already done so. The fastest way to file the return and update your address is to file the return electronically.
What we do not know is how quickly the IRS will update your stimulus information after your 2020 Federal 1040 tax return is filed, accepted and refund issued.
Follow the TurboTax COVID Tax Center and the IRS Economic Impact Payment Information Center as further updates are issued by the IRS.
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