You are not alone with this problem and, in truth, it is a bit concerning that either the IRS or TurboTax is sending and/or receiving incorrect bank information. The last time I used my checking account for a transaction with the IRS was in 2017 when I paid my 2016 taxes. Since then, I paid my 2017 & 2018 taxes directly out of my savings account. Yet my Round 1 stimulus was direct deposited into my checking account (something that I didn't notice at the time). When I filed my 2019 taxes, I directed that refund into my savings account. My Round 2 stimulus money was direct deposited into my savings account. I haven't filed my 2020 taxes yet. According to the IRS web site, my Round 3 money is being direct deposited into my checking account.
And it's even worse for my son (who really needs the money!!). His Round 1 payment was deposited into his checking account in another state. The account is still active but he has since moved to this state. His Round 2 payment was sent to him in a credit/debit card.....weeks and weeks after everybody else got theirs. I guess the IRS decided that since his address was in the new state and his account was in his old state, they shouldn't use the old (but still current) account). We can't find the status of his Round 3 payment because the IRS tool doesn't recognize either the info from his 2019 tax return or from his recently filed (and accepted, per TurboTax) 2020 return. So I guess he'll have to wait 2 months before he gets a new credit card. Let's hope the IRS doesn't just "refill" the previously issued card but who knows if he still has that or if he spent that money and discarded the card!
And this is how we run a country....?!
