gloriah5200
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No, not as a deduction on your current year return.

 

Points paid on a refinance are generally amortized over the life of the loan, not deducted in the current year and that should continue until the loan is paid in full.

 

When a loan is sold from one lender to another, the borrower doesn't generally have out-of-pocket closing costs again, the loan stays the same but it is just paid to a different lender.  So, no, your points from the refinance were not paid off when your loan was sold to a different lender, and especially not paid off by you.

 

Please refer to the following link for additional information:

Can I deduct points on my cash out refinance