When I filed my 2019 taxes I reported $2,310 in contributions for myself and checked each month as a self only HDHP. I reported $3,500 in contributions for my wife and checked 7 months as a self only plan and 5 months as a family plan since our first child was born August 21, 2019. When I started my 2020 taxes and transferred my info from 2019 the software told me I had $204 tax due before I even entered any income. On the 2020 Form 8889 transferred for my wife it shows on Part III line 18 smart worksheet/section C/#1"Total maximum allowable contribution for 2019" is $4,958. Part III line 18 smart worksheet/section C/#2 "Amount allocated to spouse in 2019" is $3,500. Part III line 18 smart worksheet/section c/#3 "Net maximum allowable contribution for 2019" is $1,548. Then Part III line 18 "Last month rule" shows $2,042. Part III line 20 "Total income" shows $2,042 and Part III line 21 "Additional tax" shows $204. I spoke to my employer and they confirmed that I DID NOT make excess contributions to my HSA. Did I report this incorrectly for it to transfer excess contribution to HSA from 2019?
