Just giving an update from my scenario. I eventually gave up. The IRS basically stole my refund from last year. I'm not even sure who or what to blame. Its gotten so big and out of hand, there is no way they can continue to function as is. Last year my estimated refund was ~$1500 federal. I filed on time, and they rejected my filing. I called everyday for two weeks before I finally got someone. They said they would send me a form to update my filing. The issue was I needed to report two months where I paid for insurance on the marketplace where I paid ~$100 a month, about $200 total. I filled it out and sent it back in. About 2-3 months later it was accepted, instead of a direct deposit, I got a check....for $112.. Somehow those two insurance payments brought my refund down by over $1000. I called for weeks after that, either couldn't get anyone, got bounced, or when I did get someone they had no idea, one person said they didn't even see where I filed a return, another person said I needed to fill out another form, and the third person said they sent me the wrong form to fill out. After a nearly year long battle it was no longer worth my time to keep going. I gave up. However, I will get my money somehow.
