Hal_Al
Level 15

Get your taxes done using TurboTax

The only way 1099-NEC income would be entered as unearned income is if you deliberately answered the follow up interview questions in TurboTax in such a way to enter it on the IRS forms as unearned income (typically line 8 of schedule 1).

 

To answer your questions we need to know who paid her and why. What did she do to get this money.  If she worked, it's self employment (earned) income.  Usually the only exceptions ("one time gig") make it unearned income.