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Yikes! I hadn't heard that! If that is the case, then we will still owe a huge amount of money because the unemployment income puts us over the ACA cliff. We will have to repay every penny of our ACA discount if that is how it is going to work, so we are going to owe mid-5 digits of taxes! If the untaxable portion of unemployment doesn't count towards our income for ACA discount qualifications, then that pulls us back from that cliff and we will only have to repay about $2K of our ACA discount, and only mid-4 digits in total taxes.