I appreciate your input regarding how to work around this bug. The IRS instructions say to compute the tax myself and, therefore, enter 0 on line 2b. After I overrode TT20's incorrect value on line 7, everything was fine. That seems like a simpler solution than stating this is not an inherited IRA just to make TT20 display the correct questions that it should have displayed in the first place.
Now it seems that there are two bugs in TT20: 1) It should enter the correct value on line 7, and 2) it should display the COVID/CARES questions for inherited IRAs.
