In expanding to my previous reply and in order to make myself more clear, the ACA refers to this as the Medical Loss Ratio which varies per state. In ME the health plan must rebate to the member 4.30% of premiums it received under the ACA. In my case, it was $477.53. My intuition is that since all the amount received in premiums under the ACA is considered for tax purposes when filing my taxes as per the 1095-A Form as a "Monthly advance payment of premium tax credit", I am already paying for it. But, I am not a tax expert; I'm only guessing.
I'll really appreciate it if you clarify your response.
Thanks!
