Because we don't know yet how the IRS (and states already have changes pending) is going to handle the income. You can of course file the way you want. But considering the delays in processing that all of these changes are going to take, I personally, would not risk it. There are people that still have not received 2019 refunds. Filing too early may put your return in a status that could delay it by months. And if it gets delayed, there will be nothing you can do to speed it up. Even though you can e-file amendments this year, there were be millions, so why risk it? @Marc-1
And yes, you will receive communications from TurboTax once the changes are implemented. @B Camp
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