Thanks again for your very helpful advice,
I have one more question:
I needed to make this withdrawal because I contributed the full amount for 2020 and subsequently lost my job due to the pandemic. This reduced my earned income for the year to an amount less than the yearly maximum contribution that I had already made. Now, as I enter the 1099-R information into TurboTax, I am being asked if I used the money to pay for health insurance premiums while unemployed. This situation does apply to me, though I'm not sure that this deduction is meant to count against earnings on excess withdrawals. Can I take this deduction or should I leave the field blank?
thank you
