@ kurt.heck
I'm just thinking out loud, but if it were me, I might try this:
A TurboTax FAQ says: "If you switch from e-filing to paper-filing (for example, your return keeps getting rejected), then any Pay With My Refund fee is automatically removed."
So if it were me, I'd see if I could switch filing methods and fool the program by indicating I was going to mail it, in which case that "pay out of refund" option is not allowed. But then I wouldn't really mail it. Instead, I'd go back and change the filing method again and switch from mail back to efile, and then this time choose to pay the $90 fee by credit card.
I don't know if that will work, but that's how "I" might approach it.
