I switched jobs in 2020 - the first part of the year (through August) I made contributions to Company A's 401k plan, however I cannot participate in Company B's 401k plan until I have a year of service in. My husband contributes to his 401k and did not switch jobs (had access/contributed all of 2020). Since I lost the access to an employee-sponsored plan, am I eligible to contribute to a traditional spousal IRA and be able to deduct that from our combined income - just over $150k.
