@DawnC She was advocating for me to do this under the auspices of form 8915e. By filling this out, that's the next best thing to have a revised 1099-R with a new distribution code of 1. My plan administrator said the same thing. He said there are many in my situation out there so do the 8915e is the way to go. Called a Jackson Hewitt tax advisor and she said the same. She even said the 1L code recognizes in their software to redistribute the income over 3 years as a COVID-related provision.
