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i never received my 1095-a until after i filed and i never received a 8962 form or even a schedule 2 even though i do not have student loans or child support.  I have called IRS bunch of times so i can asked them why i have not received my tax return but it keeps telling me that they cant receive calls due to civid-19. It is not fair how they can with hold a check from someone who never receive a 1095-a until it was too late.