Just because the IRS has accepted your return, does not mean your refund is on its way. Your return may have been chosen for a mini audit or may have certain credits that delay the refund. The mini-audits are done frequently and usually the only way you know is due to the time delay. In addition, there is a delay in the refund for some credits. If your refund is made up completely of EIC, for example, then your refund would be delayed.
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