MFS is an expensive status for Federal taxes, so you need to consider whether the financial aid benefit outweighs the additional taxes. Also be aware that some or all of scholarships and grants can be taxable.
Should You and Your Spouse File Taxes Jointly or Separately? - TurboTax Tax Tips & Videos (intuit.co...
The following is for 2020, but may be helpful for State taxes:
Pub 109 Tax Information for Married Persons Filing Separate Returns and Persons Divorced in 2020 - D...
Also see:
Learn How Marital Status Can Affect Your Financial Aid (thoughtco.com)
You and Hubby may wish to consult a local adviser before deciding.
